With us you can compare the best car insurance policies in 3 steps. Enter your details and we will show you our best deals. Close immediately? Within 10 minutes you will hear whether you will receive provisional coverage. With that you can immediately hit the road. At any time, including the weekend.
Why compare your car insurance?
By comparing you can find the cheapest car insurance. Or the car insurance with the best conditions. Or those with the best value for money.
Compare independent car insurance policies
We are 100% independent. We are not part of an insurer. It therefore does not matter to us which insurer you choose. It does matter to us that you find the best car insurance for your situation. This means your results overview is always reliable.
Find the cheapest car insurance
Do you find the cheapest premium decisive? With us you can easily find a cheap car insurance policy. That of course depends on your car (year of manufacture, brand) and your claim-free years and mileage. Our tip: look not only at price, but also at the conditions. You can find it easily with us, for example in the grade for quality.
Cheap car insurance is no worse than expensive
A cheap car insurance is often just as good as an expensive one. With a relatively expensive third-party liability + limited body or full-body liability coverage you are in many cases even less insured, because that coverage sometimes does not suit your car or your wishes.
Compare on price and quality
We base your results list based on price. The cheapest car insurance that we offer will be at the top. You also see a grade for quality. That way you can easily make the best choice for your car.
Tips to save on your car insurance
Is your car older than 5 or 10 years old? Then it may be wise to adjust your coverage. Are you a member of the ANWB, Route Mobiel or another roadside assistance service? Then do not take breakdown assistance with your insurance. If you have legal assistance insurance with coverage for traffic, you do not have to take additional legal assistance insurance.
Lease car and lease statement
Have you been driving a lease car for a long time? Then you can request a lease statement from the lease company. This statement states how many claim-free years you have accrued with your lease car. You can then take the claim-free years that you have accrued during the lease contract to your new car insurer. The insurer calculates the claim-free years from the last non-recoverable claim.
Compare car insurance coverage
If you take out car insurance, you can opt for different cover types: WA, WA + limited hull and WA + full hull (all-risk car insurance). Do you have a new or very expensive car? Then it is wise to take out all-risk insurance. For cars that are older than 10 years, only a liability insurance is usually sufficient.
Liability insurance is required by law. This insures you for damage that you cause to someone else. In the case of damage to tangible items (such as a car), the cover is a maximum of 2.5 million euros, while for personal injury to other persons this is a maximum of 7.5 million euros.
Third-party liability insurance and limited liability insurance (third-party liability insurance)
With a third-party liability insurance, you are not only insured for damage you cause to others, but also for damage to your own car. For example due to a storm or hail. Theft and car damage are also often compensated by insurers. Make sure that you go to a repair company that has made agreements with your insurer.
Full liability insurance (Allrisk)
With an all-risk insurance I am insured for all damage to your car. Whether you hit a pole yourself or someone bumps into your parked car, you will be reimbursed for the damage. A reassuring thought.
Cancel or suspend car insurance
Do you want to cancel or temporarily cancel your car insurance? You have several options.
Cancellation insurance policy
The cancellation period for motor insurance is different for every insurer. Sometimes it is a day, sometimes a month, but a year also occurs. For insurers who are affiliated with the Dutch Association of Insurers, a standard contract period of a maximum of one year applies. After that year you can cancel daily with a cancellation period of one month. Do you want to switch? First check the cancellation period of your current insurance.
Cancel car insurance
Do you want to cancel your car insurance? Which can. You send an e-mail or letter to your insurer, preferably by registered mail. The insurer will in most cases cancel your insurance within one month. Please note when switching: first make sure that your application has been accepted by the new insurer and then cancel your current insurance policy! If you want to cancel the car insurance because your insurer is making a premium increase or changing the conditions, you can cancel the car insurance without a notice period.
Suspend car insurance
Do you temporarily not need car insurance? For example, because it takes a while before you have another car? Then it is smart to suspend your insurance. You then stop your policy for a while until you need it again. The advantage is that your new car is then insured under the same conditions. The conditions may change in the meantime. Your claim-free years are retained for three years by most insurers. You simply take it with you again. You can suspend a policy for a maximum of 3 years. After that the policy expires and therefore also the claim-free years.
Increase car insurance premiums
Many car premiums have risen sharply in the last year. This is mainly due to the large claims burden of car insurers. In recent years, insurers have paid more money in claims than they received in car premiums. As a result, insurers are short of money, and an increase in premiums for motor insurance is inevitable. Calculating your car insurance is done in no time. Has your car insurance also become more expensive? By switching you are often cheaper.
Which additional coverage?
In addition to the main cover (third-party liability, limited hull and full hull), you can also insure various additional cover with your car insurance. These are not mandatory. So you can choose yourself which you do and do not want to insure.
Traffic legal assistance
With traffic law assistance you are assured of legal assistance in the event of a traffic conflict. So you do not have to resolve the dispute yourself. Your insurer does it for you.
Passenger accident insurance
The accident passenger insurance pays out a predetermined amount when a passenger becomes or becomes an invalid. It does not matter who is the culprit.
Passenger liability insurance
A passenger insurance policy compensates the actual damage suffered by the passengers who were in your car during the accident. Here too it does not matter who is the culprit.
Breakdown assistance insurance
Additional insurance for breakdown assistance reimburses costs as a result of a car breakdown. With this insurance you will receive immediate assistance if your car can no longer drive due to breakdown and / or a mechanical defect. You have the choice for a Netherlands and / or Europe coverage.
Comparing through us has a number of advantages. We are independent, help you make the switch, often offer discounts and give you 14 days to change your mind.
Compare and close
With us you can not only compare insurance policies, you can also take out car insurance directly. That saves you a lot of work. You never pay extra to conclude through us. Often you are even more economical due to attractive promotions.
Not happy, money back
Are you still not satisfied after your transfer through us? Then you always have 14 days to change your mind. Do you cancel your transfer within those 14 days? Then you get your money back immediately. Such a nice idea!
Lowest price guarantee
With us you have a lowest price guarantee. Do you discover the same insurance with a different provider for the same price at a lower price? Then we will refund the difference immediately.